Privacy Policy

ALTARA DATA — PRIVACY POLICY

Effective Date:  11/21/2025

Altara Data LLC (“Altara Data,” “we,” “us,” or “our”) is committed to safeguarding the privacy of our users, clients, and white-label partners. This Privacy Policy explains what information we collect, how we use it, how we protect it, and the rights you have regarding your personal data when using our website, platform, software, or communication channels.

By accessing altara-data.com, using our software, or interacting with our services, you agree to the terms outlined in this Privacy Policy.

1. WHO THIS POLICY APPLIES TO

This Privacy Policy applies to:

  • Individuals using the Altara Data website

  • Businesses licensing Altara Data white-label credit dispute software

  • End-users accessing the software under a white-label partner’s brand

  • Visitors subscribing, contacting, or interacting with any digital asset owned by Altara Data


If you are an end-user of a company that licenses our software in white-label form, Altara Data processes your data as a service provider / processor, and your primary Privacy Policy is the one provided by your service provider (the company using our white-label system).

2. INFORMATION WE COLLECT

We may collect the following categories of information:

A. Personal Information You Provide

  • Name

  • Email address

  • Phone number

  • Business information (for partners and clients)

  • Payment and billing information (processed by third-party processors; we do not store card details)

  • Account login information

  • Contact form submissions

  • Support inquiries


B. End-User Information (for White-Label Clients)

When a business uses Altara Data as a white-label credit dispute platform, the software may collect:

  • Consumer contact information

  • Uploaded documents

  • Credit-related dispute data

  • Notes, messages, and activity logs

  • Attached files (letters, identity documents, etc.)


This data is collected solely to enable the functions of the platform and is owned by the white-label client.

C. Automatically Collected Information

We collect non-personally identifiable data such as:

  • IP address

  • Device and browser information

  • Pages visited

  • Session activity

  • Referring URLs

  • Time spent on site

  • Cookies and tracking pixels

This is used for analytics, platform performance, and service improvement.

D. SMS / Email Opt-In Data

Altara Data DOES NOT share, sell, rent, or trade SMS opt-in information or phone numbers with third parties for marketing purposes.

We maintain:

  • Timestamped opt-ins

  • Consent logs

  • Phone numbers

  • Opt-out records

  • Message delivery data


All text-message originator opt-in data is kept strictly confidential except for platform providers necessary to deliver the messages (e.g., Twilio).

3. HOW WE USE YOUR INFORMATION

We use your information to:

  • Provide access to the Altara Data platform

  • Deliver white-label software services

  • Process transactions and manage subscriptions

  • Respond to inquiries and support requests

  • Improve website functionality

  • Maintain A2P compliance (TCPA, CTIA)

  • Conduct security monitoring and fraud prevention

  • Send service-related updates, notifications, and administrative messages

  • Enable our white-label partners to operate their software under their brand


We DO NOT:

❌ Sell personal data

❌ Use SMS opt-in data for marketing without explicit consent

❌ Share customer lists with unrelated third parties

4. TEXT MESSAGE TERMS (A2P COMPLIANT)

Opt-In

Users receive SMS messages only if they voluntarily opt in via:

  • Website forms

  • Platform registration

  • Manual consent

  • Business partner opt-ins (white-label clients must legally collect this consent)

Opt-Out

Reply “STOP” to any message to unsubscribe.
Processed within 24 hours.

Help

Reply “HELP” or email our support team.

Message Frequency

Varies depending on activity inside the platform or client workflows.

Carrier Disclaimer

Message and data rates may apply.
 Carriers are not responsible for delayed or undelivered messages.

5. INFORMATION SHARING & THIRD PARTIES

We may share data only with:

A. Service Providers

  • Payment processors

  • SMS gateways (e.g., Twilio)

  • Hosting providers

  • CRM or customer-support tools

  • Infrastructure and security services


Each provider is contractually required to keep your information secure and confidential.

B. White-Label Partners

If you are an end-user of a company using Altara Data white-label software, your data is shared with that company because they own the customer relationship and operate under their brand.

C. Legal Obligations

If required by:

  • Subpoena

  • Court order

  • Government investigation

  • Protection of legal rights

D. Business Transfers

In case of merger, acquisition, or sale of assets.

6. DATA SECURITY

We use commercially reasonable safeguards to protect all data including:

  • Encrypted data transmission (SSL/TLS)

  • Server-level encryption

  • Secure authentication protocols

  • Access control and internal authorization policies

  • Regular audits and security updates

  • Secure backups

  • Monitoring for unauthorized system access

Despite these measures, no system is 100% secure.
By using our services, you acknowledge this risk.

7. COOKIES & TRACKING TECHNOLOGY

We use cookies to:

  • Improve user experience

  • Analyze website performance

  • Personalize sessions

  • Track analytics and metrics


Users may disable cookies through browser settings, though some features may not function properly.

8. YOUR RIGHTS

Depending on your jurisdiction, you may request:

  • Access to your personal data

  • Correction or update of data

  • Deletion of data (“right to be forgotten”)

  • Restriction of processing

  • A copy of your data

  • Withdrawal of consent

  • Opt-out of any marketing communications

Email us at: [email protected] to submit a request.


9. CHILDREN’S PRIVACY

Altara Data is intended for users 18 years and older.
 We do not knowingly collect data from children under 18.

10. THIRD-PARTY LINKS

Our site may contain links to external websites.
 We are not responsible for:

  • Their content

  • Their privacy practices

  • Their data collection policies

We encourage users to review third-party Privacy Policies.

11. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy periodically.
 The most recent version will always be available on our website with the updated effective date.
 Significant changes may be communicated via email or platform notification.


12. CONTACT INFORMATION

If you have questions about this Privacy Policy, contact us at:

Altara Data LLC
 Email: [email protected]
 Website: altaradata.com

Privacy Policy

HOME QUALIFIERS - PRIVACY POLICY

Important Disclaimers: At Home Qualifiers., we strive to provide our users with the best tools and resources for managing and improving their credit standings. However, it is important to understand the limitations and variability associated with credit repair and the potential results you may experience.

  • No Guarantee of Results: While Home Qualifiers. has successfully assisted many users in disputing inaccuracies on their credit reports and improving their credit scores, we cannot guarantee specific outcomes. The effectiveness of our services can vary significantly based on individual circumstances, credit history, and the unique aspects of each user’s financial situation.

  • Negative Accounts: In the context of Home Qualifiers., attacking negative accounts involves challenging, disputing, or negotiating these entries with the credit bureaus and creditors to remove inaccuracies, update information, or mitigate their impact. The ultimate goal is to correct any unjustified or mistaken entries and to improve the user's overall credit health by removing genuine but rectifiable negatives from their credit report.

Average Credit Score Increases: The credit score increases mentioned in our promotional materials and user testimonials are based on averages reported by previous and current Home Qualifiers. users. These averages reflect common outcomes observed but do not predict individual results. Factors such as the amount and type of negative information present on your credit report, your overall credit history, payment behavior, and actions taken following the recommendations from Home Qualifiers. will all influence your specific score change.

Influential Factors: Credit scores are determined by a variety of factors, including but not limited to: Payment History, Utilization Rate, Length of Credit History, Types of Accounts.

Each of these elements plays a critical role in the calculation of your credit score, and improvements in any of these areas may take time to reflect in your score.

Monitoring and Ongoing Management: Home Qualifiers. can equip you with the tools to dispute inaccuracies and implement credit repair strategies, but success requires your active participation and ongoing management of your credit profile. We're here to provide guidance and support as you take steps to improve your credit, but it is ultimately your responsibility to remain informed and proactive.

By utilizing our services, you acknowledge and accept that individual results may vary, and that no specific guarantees are made regarding the impact on your credit score or financial situation. Your success with Home Qualifiers. is contingent upon your commitment to addressing credit issues thoughtfully and strategically.

Privacy Policy

HOME QUALIFIERS - PRIVACY POLICY

Home Qualifiers is committed to protecting your privacy online. This Privacy Policy describes the personal information we collect through this website at homequalifiers.com (the "site" or "sites") and how we collect and use that information.

The terms "we," "us," and "our" refers to Home Qualifiers LLC. The terms "user," "you," and "your" refer to site visitors, customers, and any other users of the Site.

The term "personal information" is defined as information that you voluntarily provide to us that personally identifies you and/or your contact information, such as your name, phone number, and email address.

Use of Homequalifiers.com, including all materials presented herein and all online services provided by Home Qualifiers LLC, is subject to the following Privacy Policy. This Privacy Policy applies to all site visitors, customers, and all other users of the Site. By using the Site or Service, you agree to this Privacy Policy, without modification, and acknowledge reading it.

Information We collect product Orders. We collect a variety of personal information with each product order.

This includes:

Your name, address, email address, phone number, and other personal information. This information is shared with our e-commerce software providers to ensure the completion of your order. We use your email to communicate with you about your order and to manage our customer relationship with you. When you place an order, you may be added to our mailing list, from which you can unsubscribe at any time using the unsubscribe link in each email or by contacting us at [email protected].

Your payment information. We collect payment information for each order, but we do not store payment information on homequalifiers.com or Home Qualifiers LLC servers. Your payment information is securely communicated to and processed via our e-commerce software providers.

Non-Disparagement

The Affiliate agrees not to make any statements, written or verbal, or cause or encourage others to make any statements, written or verbal, that defame, disparage, or in any way criticize the personal or business reputation, practices, or conduct of Home Qualifiers LLC, its employees, directors, or officers. This non-disparagement clause applies to all affiliates and is a material term of the affiliate agreement.

Blog Interaction.

We only collect the personal information you voluntarily provide to us, which may include the following:

Your email address in order to subscribe to our mailing list, sign up for a consultation call, or sign up for one of our interactive forums;

Your name, email address, and website in order to post a comment on our blog; and your social media profiles in order to share an article from our blog on social media via a third-party provider; Your full name, email address, and message in order to contact us via our contact form.

Activity

We may record information relating to your use of the Site, such as the searches you undertake, the pages you view, your browser type, IP address, requested URL, referring URL, and timestamp information. We use this type of information to administer the Site and provide the highest possible level of service to you. We also use this information in the aggregate to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the Site.

Cookies

We may send cookies to your computer in order to uniquely identify your browser and improve the quality of our service. The term "cookies" refers to small pieces of information that a website sends to your computer's hard drive while you are viewing the Site. We may use both session cookies (which expire once you close your browser) and persistent cookies (which stay on your computer until you delete them). You have the ability to accept or decline cookies using your web browser settings. If you choose to disable cookies, some areas of the Site may not work properly or at all.

HOW YOUR INFORMATION IS USED

The information you provide is used to process transactions, send periodic emails, and improve the service we provide. We do share your information with trusted third parties who assist us in operating our website, conducting our business, and servicing clients and visitors. These trusted third parties agree to keep this information confidential. Your personal information will never be shared with unrelated third parties. We don't rent or sell your personal information (any information that is identifiable to you).

Third-Party Links

The Site may contain links to third-party websites. Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you on our Site. Other sites accessible through our Site via links or otherwise have their own policies in regard to privacy. We are not responsible for the privacy policies or practices of third parties.

Security

We maintain security measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no exchange of data over the Internet can be guaranteed as 100% secure. While we make every effort to protect your personal information shared with us through our Site, you acknowledge that the personal information you voluntarily share with us through this Site could be accessed or tampered with by a third party. You agree that we are not responsible for any intercepted information shared through our Site without our knowledge or permission. Additionally, you release us from any and all claims arising out of or related to the use of such intercepted information in any unauthorized manner.

Children

To access or use the Site, you must be 18 years old or older and have the requisite power and authority to enter into this Privacy Policy. Children under the age of 18 are prohibited from using the Site.

CONTACT INFORMATION

Questions about the privacy policy should be sent to us at help (at) homequalifiers.com

Wherever you’re at in your journey,
Home Qualifiers meets you there and works with you at your pace to get you into your first home.

Wherever you’re at in your journey,
Home Qualifiers meets you there and works with you at your pace to get you into your first home.

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